Casualty Insurance

Liability coverages including personal auto liability, commercial general liability, workers compensation, and umbrella policies.

Questions

Professional liability (errors and omissions) insurance covers claims arising fr…
Under a CGL policy, which of the following is an example of "personal and advert…
Which of the following correctly describes the "separation of insureds" clause i…
Under the ISO Commercial Auto policy, "hired auto" liability coverage protects t…
A "claims-made" liability policy differs from an "occurrence" policy in that it …
In California, workers' compensation insurance is:
Directors and Officers (D&O) liability insurance primarily protects:
A business is sued because one of its employees caused an auto accident while ma…
Which of the following is NOT a standard coverage part of the ISO Commercial Gen…
Under the ISO CGL policy, "Coverage C — Medical Payments" differs from "Coverage…
The "fellow employee" exclusion in a workers' compensation policy is designed to…
An insured has a CGL policy with a $1,000,000 per-occurrence limit and a $2,000,…
An insured under a CGL policy has a duty to cooperate with the insurer during a …
Under a CGL policy, the "products-completed operations" hazard covers claims ari…
The "fire legal liability" coverage in a CGL policy specifically addresses:
Under the CGL, the "personal and advertising injury" Coverage B excludes claims …
Under the ISO CGL policy, the "damage to property" exclusion (formerly "care, cu…
Under a commercial umbrella policy, "retained limit" refers to:
The "contractual liability" exclusion in a CGL policy excludes coverage for:
Which of the following triggers the "products liability" exposure under a CGL po…
Under the Workers' Compensation policy, benefits typically include all of the fo…
Cyber liability insurance primarily covers losses arising from:
A commercial umbrella policy is PRIMARILY designed to:
An "additional insured" endorsement on a CGL policy extends coverage to:
Under the CGL, the "expected or intended" exclusion eliminates coverage for:
The "pollution exclusion" in a CGL policy was designed to eliminate coverage for…
The "occurrence" trigger under a CGL policy means that coverage applies when:
Under California workers' compensation law, an injured employee who is temporari…
Under California law, which of the following statements about workers' compensat…
A "garage liability" policy is MOST appropriate for which type of business?
Under the ISO Commercial General Liability (CGL) policy, Coverage A covers:
A "per occurrence" deductible on a general liability policy means the deductible…
Which of the following is the BEST description of "employers liability" coverage…
Employment practices liability insurance (EPLI) covers claims alleging:
An employee suffers a repetitive stress injury (carpal tunnel) from years of key…
The "extended reporting period" (ERP or "tail") endorsement on a claims-made pol…
The "excess and surplus lines" (E&S) market is PRIMARILY used for:
Liquor liability coverage under a CGL policy responds to claims arising from: