If a notary public has a direct financial or beneficial interest in a transaction, they may not perform any notarial act. Which of the following is an exception to this rule?

• The notary is named individually as a principal to the transaction
• The notary is a beneficiary of the trust document being notarized
• The notary is receiving a large commission based on the closing of the real estate transaction being notarized
• The notary is acting as an agent, employee, insurer, attorney, escrow, or lender for a person having a direct financial or beneficial interest